–After helping clients with San Luis Obispo water damage restoration, the water damage restoration specialist Servpro has issued a report on common scenarios in which water damage occurs.
14,000 people in the U.S. experience a water damage emergency at either home or work daily. After helping clients with San Luis Obispo water damage restoration, SERVPRO has issued a report on common scenarios in which water damage occurs.
The most common cause of home insurance claims is water damage. In the event of an unforeseen problem caused by water damage such as busted or frozen pipes or hoses, home insurance will generally cover the fee of home repairs and repairs to the hose or pipes. The following are the most common scenarios in which homeowners are likely to experience potential water damage:
The temperature falls below freezing, resulting in the water pipes bursting.
Homeowners are likely covered for the damage caused by the burst pipes. However, if the home was left unoccupied and unheated, the insurance claim may be denied.
The swimming pool has a leak, and it floods the backyard and into the basement.
Any damage to the structure of the home’s basement will be covered, however the soiled contents are not. Lawn damage will generally be covered as well when caused by certain events, but usually not in the event of a swimming pool leak on a standard homeowners’ insurance policy.
The washing machine overflows.
Depending on how well the washer was maintained, the homeowner may receive some coverage for the damage caused. Damage to the foundation of the basement will be covered, regardless.
A local sewer backs up and floods the basement. Seepage from the ground damages the home’s foundation and interior.
Unfortunately, these types of accidents (sewers and drain backup) are generally not covered by most policies. Seepage is also considered a maintenance problem, and therefore is not covered by most homeowners’ policies.
A heavy storm strikes, and the weight of the water begins to cause a leak, the roof and some home furniture are damaged.
Again, roof leaks, unfortunately, are considered maintenance problems and will not be covered by most policies, nor will the damage to furniture. Any damage to the home, on the other hand, will be covered.
Based in San Luis Obispo, SERVPRO has also offered services to customers experiencing difficulties with water damage, fire damage, and mold infestations. They are available 24/7 to take care of any emergency restoration needs that in the most timely and professional way possible. They give it their all to make it “Like it never happened.”
